ph987 Terms & Conditions

1. Acceptance of Terms

By accessing or using ph987's website, mobile platform, or any services offered by ph987 (collectively, the "Services"), you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions (the "Terms"), as well as our Privacy Policy and Responsible Gaming Policy. If you do not agree to these Terms, you must immediately cease using the Services and close your account if one has been created.

ph987 is a PAGCOR-licensed online casino and sports betting operator. Our license number is publicly displayed on our homepage, and we operate in full compliance with Philippine gaming regulations, anti-money laundering laws, and data protection statutes. These Terms are governed by the laws of the Republic of the Philippines, and any disputes arising from your use of the Services shall be subject to the exclusive jurisdiction of Philippine courts.

ph987 reserves the right to modify these Terms at any time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of the Services after such modifications constitutes your acceptance of the revised Terms.

2. Eligibility and Age Restrictions

ph987 employs age verification procedures during account registration and may request government-issued identification at any time to verify your age and identity. Failure to provide satisfactory proof of age will result in account suspension and forfeiture of any winnings.

You must be a resident of the Philippines or located within Philippine territory at the time of placing wagers. ph987 uses geolocation technology to verify your location. Attempts to bypass geolocation restrictions through VPNs, proxies, or other means are strictly prohibited and will result in account termination.

You confirm that you are not a politically exposed person (PEP), nor are you subject to any legal restrictions that would prevent you from participating in online gambling. You further confirm that any funds deposited into your ph987 account are derived from legitimate sources and are not proceeds of crime.

3. Account Registration and Security

3.1 Account Creation

To use ph987's Services, you must register for an account by providing accurate, complete, and current information, including your full legal name, date of birth, residential address, valid email address, and mobile phone number. You are permitted to open only one account per person. Multiple accounts are strictly prohibited, and ph987 reserves the right to close duplicate accounts and forfeit any associated balances and winnings.

3.2 Account Security

You are solely responsible for maintaining the confidentiality of your account credentials (username and password). You must not share your login details with any third party. ph987 will not be liable for any unauthorized access to your account resulting from your failure to maintain the security of your credentials.

If you suspect that your account has been compromised, you must immediately notify ph987's customer support team and change your password. ph987 may suspend your account pending investigation of any suspected security breach.

3.3 Account Information Updates

You must promptly update your account information if there are any changes to your personal details, contact information, or payment methods. ph987 may suspend your account if we detect that the information you provided is inaccurate, incomplete, or fraudulent.

4. Deposits and Payment Methods

ph987 accepts deposits via GCash, Maya, BPI, BDO, Metrobank, UnionBank, USDT TRC20, Coins.ph, and 7-Eleven over-the-counter payments. All deposits are processed in Philippine Pesos (PHP) or USDT equivalent at the prevailing exchange rate at the time of deposit.

Deposits are typically credited to your account instantly, though processing times may vary depending on the payment method and your financial institution. ph987 does not charge deposit fees, though your bank or payment provider may impose their own charges.

You must deposit funds using payment methods registered in your own name. Third-party deposits are prohibited. ph987 reserves the right to reject deposits or request additional verification if we suspect that funds are being deposited from unauthorized sources.

Minimum deposit amounts vary by payment method and are displayed on the deposit page. ph987 may impose maximum deposit limits for security and regulatory compliance purposes. If you wish to deposit amounts exceeding these limits, please contact customer support.

All deposits are final. ph987 does not issue refunds for deposited funds unless required by law or in cases of processing errors verified by ph987's finance team.

5. Withdrawals and Verification

5.1 Withdrawal Requests

You may request a withdrawal of your account balance at any time, subject to the completion of any wagering requirements associated with bonuses or promotions. Withdrawals must be made to a payment method registered in your name. ph987 does not permit withdrawals to third-party accounts.

Minimum withdrawal amounts are PHP 500 or equivalent. Maximum withdrawal amounts per transaction and per day are displayed in your account withdrawal section and may vary based on your account status and verification level.

5.2 Verification and KYC

ph987 is required by PAGCOR regulations and anti-money laundering laws to verify the identity of all users before processing withdrawals. You will be required to submit the following documents:

• Government-issued photo identification (Philippine Passport, Driver's License, or National ID)
• Proof of address (utility bill, bank statement, or government correspondence dated within the last three months)
• Payment method verification (screenshot of GCash/Maya account, bank statement, or other documentation showing account holder name)

Withdrawal requests will be processed only after your account has been fully verified. Verification may take up to 72 hours. ph987 reserves the right to request additional documentation if necessary to comply with regulatory requirements.

5.3 Withdrawal Processing Times

Approved withdrawals are typically processed within 24 to 72 hours. GCash and Maya withdrawals are usually completed within 24 hours. Bank transfers may take 2 to 5 business days depending on your bank's processing times. USDT withdrawals are processed within 12 to 48 hours.

ph987 does not charge withdrawal fees for amounts exceeding PHP 2,000. Withdrawals below PHP 2,000 may incur a processing fee of PHP 50. Your payment provider or bank may impose additional charges.

6. Bonuses and Promotions

ph987 offers various bonuses and promotions, including welcome bonuses, reload bonuses, cashback offers, and VIP rewards. All bonuses are subject to specific terms and conditions, including wagering requirements, eligible games, maximum bet limits, and expiration dates.

Wagering requirements specify the number of times you must wager the bonus amount before you can withdraw associated winnings. For example, a bonus with a 30x wagering requirement on a PHP 1,000 bonus requires you to wager PHP 30,000 before withdrawal. Not all games contribute equally to wagering requirements. Slots typically contribute 100%, while table games may contribute 10% or less.

Bonuses are forfeited if you request a withdrawal before completing the wagering requirements. ph987 reserves the right to void bonuses and associated winnings if we detect abuse, fraud, or violation of bonus terms.

Only one bonus may be active per account at any time. You may not combine multiple promotions unless explicitly stated in the promotion terms.

7. Betting Rules and Game Conduct

All bets placed on ph987 are final and cannot be canceled or amended once confirmed. You are responsible for reviewing your bet slip before confirming any wager. ph987 will not honor requests to cancel or modify bets after placement, except in cases of obvious technical errors verified by ph987's system logs.

ph987 reserves the right to void bets in cases of obvious errors, including but not limited to: incorrect odds, incorrect event information, technical glitches, or bets placed after an event has started (in sports betting). In such cases, stakes will be refunded to your account.

Maximum payout limits apply to all wagers and are displayed in the betting rules section. ph987 reserves the right to impose maximum win limits and maximum stake limits at our discretion.

For sports betting, all bets are settled based on official results as determined by the relevant sports governing body. ph987's decision on bet settlement is final, except in cases of obvious error.

8. Prohibited Activities

You agree not to engage in any of the following prohibited activities:

• Fraudulent activity: Using stolen credit cards, fake identification, or fraudulent payment methods.
• Collusion and cheating: Colluding with other players, exploiting software bugs, or using automated betting systems or bots.
• Money laundering: Using ph987 to launder proceeds of crime or engage in any illegal financial activity.
• Bonus abuse: Creating multiple accounts to claim bonuses multiple times, or exploiting promotional offers in ways not intended by ph987.
• Underage gambling: Allowing any person under 21 years of age to access your account or place bets.
• Chargebacks and payment disputes: Initiating chargebacks or payment disputes with your bank or payment provider for legitimate deposits or losses.
• Reverse engineering: Attempting to reverse engineer, decompile, or hack ph987's software or systems.

Violation of these prohibitions will result in immediate account termination, forfeiture of balances and winnings, and referral to law enforcement authorities where appropriate.

9. Intellectual Property

All content on ph987's website and mobile platform, including text, graphics, logos, images, software, and design elements, is the property of ph987 or its licensors and is protected by Philippine and international copyright, trademark, and intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use ph987's Services for personal, non-commercial purposes only. You may not copy, reproduce, distribute, modify, or create derivative works based on ph987's content without our prior written consent.

The ph987 name, logo, and all related trademarks are the property of ph987. Unauthorized use of ph987's trademarks is strictly prohibited.

10. Limitation of Liability

ph987 provides its Services "as is" and "as available" without warranties of any kind, either express or implied. ph987 does not warrant that the Services will be uninterrupted, error-free, or free from viruses or other harmful components.

To the fullest extent permitted by law, ph987 shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Services, including but not limited to loss of profits, loss of data, or loss of goodwill.

ph987's total liability to you for any claims arising from your use of the Services shall not exceed the amount you have deposited into your account in the six months preceding the claim.

ph987 is not responsible for losses resulting from events beyond our reasonable control, including but not limited to: internet outages, server failures, natural disasters, government actions, or third-party payment processing errors.

11. Account Suspension and Termination

ph987 reserves the right to suspend or terminate your account at any time, with or without notice, if we believe you have violated these Terms, engaged in fraudulent or illegal activity, or if required to do so by law or regulatory authorities.

Upon account termination, any remaining balance in your account will be forfeited if the termination is due to breach of these Terms. If termination is initiated by you or is for reasons not related to your breach, ph987 will refund your remaining balance after deducting any outstanding obligations.

You may close your account at any time by contacting customer support. All pending bets must be settled, and all wagering requirements must be completed before account closure. Accounts closed for responsible gaming reasons will remain closed permanently and may not be reopened.

12. Dispute Resolution

If you have a complaint or dispute regarding ph987's Services, you must first contact our customer support team at [email protected]. We will make every effort to resolve your complaint promptly and fairly.

If a resolution cannot be reached through customer support, you may escalate the matter to PAGCOR's dispute resolution mechanism. PAGCOR's decision shall be final and binding.

Any legal disputes arising from these Terms or your use of ph987's Services shall be governed by the laws of the Republic of the Philippines and subject to the exclusive jurisdiction of Philippine courts.

13. Changes to Terms

ph987 may modify these Terms at any time to reflect changes in our services, legal requirements, or business practices. We will notify you of material changes by posting a notice on our website or sending an email to the address registered to your account.

Your continued use of ph987's Services after such modifications constitutes your acceptance of the revised Terms. If you do not agree to the modified Terms, you must cease using the Services and close your account.

14. Contact Information

For questions, concerns, or support regarding these Terms and Conditions or ph987's Services, please contact us:

• Email: [email protected]
• Live Chat: Available 24/7 on our website
• Customer Support Hours: 24 hours a day, 7 days a week
• PAGCOR License Number: Displayed on homepage footer

ph987 is committed to providing a safe, fair, and transparent gaming experience for all Filipino players. We take our regulatory obligations seriously and will cooperate fully with PAGCOR and other relevant authorities to ensure compliance with all applicable laws and regulations.